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Any injury someone suffers, whether physical or psychological,
can be the basis for a legal claim against the person or company who
caused the injury. The cause of the injury can be an action, such as
turning a car left in front of a car going straight ahead, or a failure
to act, such as leaving a slippery mess on the floor of a store when
the store owner knew, or should have known, about the slippery condition.
When someone acts in a careless way, or fails to act at
all when a careful person would have acted to prevent an injury, we
call that negligence. Whenever someones injury is
caused by someone elses negligence, that is a personal
injury that gives rise to a legal claim for money damages.
The term personal injury is a general term
that can apply to negligence on the part of anyone, or any company.
Often in the law, lawyers apply more specific terms for very specific
kinds of negligence. For example, the negligence of a doctor or any
other medical provider is called medical malpractice. A
lawyers negligence is referred to as legal malpractice.
When an injury is caused by a negligently designed or manufactured product,
or prescription medication, lawyers call that product liability.
These are some of the most common kinds of negligence that fall under
the general heading of personal injury law.
People and companies usually protect themselves from negligence
claims by buying insurance. Insurance that protects people and companies
from personal injury claims is called liability insurance. Doctors,
lawyers, architects, accountants, and almost all other professionals
have liability insurance. People who own cars or who operate businesses
that open their doors to the public should all have liability insurance.
Then, when a legal claim for personal injury is either settled out of
court, or a jury reaches a verdict for money damages, the insurance
company covering that loss pays the injured person.
Almost all personal injury claims should be handled for
the injured person by an experienced personal injury lawyer. In almost
every personal injury case, the lawyer works for his client on a contingent
basis. That means that if a case is lost, and there is no recovery,
the client pays nothing whatsoever for the lawyers services, no
matter how much time the lawyer spent on the case. When the case is
settled, or there is a verdict following a trial, the lawyers
fee is an agreed percentage of the total recovery. That percentage is
agreed on in advance, when the client first hires the lawyer.
At Kurasch & Klein, all of our attorneys are experienced
trial lawyers. Collectively, the lawyers at Kurasch & Klein have
many years of experience in all of the types of personal injury claims,
and we have obtained many millions of dollars for our clients. Client
satisfaction is important to every lawyer in our firm. The lawyers of
Kurasch & Klein have represented thousands of satisfied clients
since 1972. And, as always, there is never a charge for services until
we win.
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